#Retirement is #Walking Around the #Lake on #Weekdays! #retireyourway

Retirement gives you the freedom to schedule activities during non-peak times. For example, the lake is very popular on the weekends. The narrow walkway is filled with joggers, bicyclists, strollers, dogs, children, and their parents. However, on the weekdays, the walkway is wide open! You can walk with your arms extended and open to the awesome nature surrounding you! After working for decades, your body clock is so tuned to postpone activities until the weekends. Once you retire, it seems like a revelation when you can schedule recreation on the weekdays. You feel like you’re playing hookie! Years ago, I read the book Men Are from Mars, Women Are from Venus: The Classic Guide to Understanding the Opposite Sex,which said that connecting with nature is an excellent way to reduce stress. Paraphrasing John Gray, “nature absorbs your stress.” One of the most special retirement moments is the moment when you realize you can schedule fun activities on weekdays!

While driving around Newport News, Virginia, we discovered City Center at Oyster Point! It was Memorial Day weekend and the Navy band was performing near a gorgeous lake! We took a nice, relaxing walk around the lake a enjoyed the free concert!

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#Retirement is Taking Leisurely #Walk After Dr’s Appt! #retired #retireyourway

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American employers typically provide 2 weeks of vacation and 1 week of sick leave in benefits packages. If you have a doctor’s appointment, you need to use leave to go, which means at least a few hours away from the job. I usually made my doctor’s appointments in the morning, so that I could work about 5 hours in the afternoon. Rush hour traffic, waiting for the doctor to see me, ate into my leave, which caused a little stress/tension. The old saying “time is money” was always present. As soon as my appointment was over, I would rush to my car, and head to work. If I had to drive downtown for my appointment, it made for an extra long day. Now, when I have a doctor’s appointment, I can actually enjoy the surrounding area! For instance, I just had a mammogram in a suburban office park. For the first time in my life, I left the appointment and took a leisurely walk around the block. It’s early Autumn so the flowers are still blooming. Office parks usually have very nice landscaping, so I admired all of the lovely combinations of evergreens, coleus and flowers!

During the past few years, doctor’s appointments have made me a little anxious. Not that I am over 50, I must be afraid of what I am going to learn! Taking a leisurely walk after the appointment helps calm my body … The bright yellow Chrysanthemums bring a smile to my face!

Walking is fantastic exercise, and it’s free! It’s good for our cardiovascular system, and builds muscles in our lower bodies. Our primary focus at The Fifty Plus Network is health and wellness. Follow our Healthy Lifestyle board on Pinterest below.

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When you are finally able to enjoy your #home & #garden all day long …

When you are finally able to enjoy your garden all day long ... flower flowers impatiens garden gardens gardening gardening is healthy

Think about it … for more than 30 years, you work hard and save to purchase your home. Just about every day, you have to get up and go somewhere, like work or school or both! You never truly have the time to lounge around and enjoy your home … until you retire. When you retire, you have all day long to enjoy your interior decorating, or change it. When you retire, you have all day long to enjoy the art on the walls, or change it! When you retire, you have all day long to enjoy your newly remodeled kitchen or bathroom. When your retire, you have all day long to downsize and declutter. When you retire, you have all day long to walk outside and check on your garden to see what’s blooming, and what needs help. When you retire, you have all day long to look up at the sky, and watch the clouds float by. When your retire, you have all day long to take a walk around the lake on a weekday.

When you retire, you have all day long to pursue hobbies that bring joy to your life. You can spend all day long perfecting your craft.

When you are retired, you don’t have to request permission to take vacation days. You just get up, pack, and go! When you are retired and go on vacation, you don’t have to worry about the work piling up while you are away. When you are retired, you don’t have to call in to your boss when you aren’t feeling well enough to work.

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7-Step #Vacation Strategy for No #Weight Gain! #weightmanagement #weightloss

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We just returned from vacation and the first thing I did the following morning is get on the scale! Vacation offers lots of opportunities to overeat, especially when dining at all-you-can-eat restaurants. For years, I gained weight during every vacation, but now I have a 7-step “no weight gain” strategy that works!

  1. Eat 2 meals per day instead of 3 meals
  2. Start breakfast with a bowl of oatmeal
  3. Top off breakfast with fruit
  4. Minimize carbohydrates (muffins, bagels, donuts, bread)
  5. Minimize breakfast meats (bacon, sausage)
  6. Snack on fruits and a handful of nuts for lunch
  7. For dinner, eat fish and vegetables with minimal carbohydrates

The Cafe Amalfi Restaurant at Hilton Beach Club offers a breakfast buffet for $17, which includes everything! I begin each breakfast with a large bowl of oatmeal (with raisins and a teaspoon of brown sugar), which provides fiber for “regularity.” For those of us who are over 50, staying “regular” while on vacation is a top priority! The buffet includes omelets, so I order an “eggbeaters” omelet with green pepper, onions and tomatoes (no meat or cheese). I love muffins but they are high calorie carbs, so I eat half a muffin. I estimate half a muffin at 150 calories, so I know I need to work off 150 calories that day. I top of breakfast with fruit, such as red, sweet, juicy watermelon!

I skip a formal lunch, but when I get hungry in early afternoon, I snack on a banana (for pottasium) and handful of heart-healthy cashews. For dinner, I eat fish, such as salmon, haddock, grouper, red snapper, or scallops. Vegetables such as broccoli, spinach, and salad provide nutrients and fiber. I love bread, so I eat it in “moderation” at dinnertime. As soon as we get back to the hotel, we exercise! Walking and riding stationary bike works off the bread calories!

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Downsize & Donate! #declutter #clutter #over50 #50plus #healthy

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Confession: I have a bedroom that is filled with clutter! It used to be an office, but when my mother died, it became a place to store Mom’s papers, clothes, mementos, and a bunch of other STUFF. I finally have the time and motivation to clear out the clutter, and I am starting with Christmas gifts that I don’t need or use, such as lotions, creams, and perfumes. Several years ago, I heard a radio advertisement about a local homeless shelter that needed donations. I gathered up 4 boxes of toiletries, called the shelter to confirm they would accept toiletry donations, and drove to the shelter. What a good feeling! I helped those less fortunate, and I cleared out some clutter! That was a huge step for me … check back for updates as I tackle an issue that’s been hanging over me for years …

Two old pairs of prescription eyeglasses sat on our bedroom dresser for years, gathering dust and adding to the clutter. I researched charitable organizations that accept eyeglasses and found the Lions Club. The Lions Club recycles the eyeglasses and provides them to those who are unable to afford prescription eyeglasses.


The Lions Club has donation centers all of the U.S.A., which makes it very convention to make donations!

Early in my career, I bought loads of books on career advancement for women. These books helped me plan out my career, set career goals, and re-evaluate my progress throughout my career. Thirty-something years later, it’s time to dust off these books and donate them to young women who may find them useful. Even though decades have passed and technology has advanced, the career development concepts remain the same.

Finally cleared out the clutter in my bathroom vanity below the sink! Threw out toiletries no longer need. Cleanup up leaks from old bottles. Even found some toiletries that I never used or unwrapped, so I will donate them to the local homeless shelter. What a good feeling to open the cabinet every day and see the cleanliness and order!


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Enjoy Peaceful Bliss at the Beach! #over50 #travel #retireyourway

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It’s the day after the Memorial Holiday weekend in Virginia Beach, Virginia. One would think the beach and beachtown would still be overflowing with vacationers, however it is surprisingly very peaceful … Why? The weather is cloudy with a light rain … a perfect opportunity to enjoy peaceful bliss at the beach! Listen to the waves crash on the shore. Listen to the seagulls chirp. Feel the ocean breeze on your face and in your hair. Look at how far and wide the ocean extends … as far as the eye can see … Stretch out your arms and see if you can match the vastness of the ocean. The ocean is a natural stress reliever. If you are unable to travel to the beach, take a virtual trip to the beach! Watch and listen to the beach video below …



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#Retirement Planner Recommends 2-3 Yrs of Living Expenses for #Retirees!

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We got up at 5:30 am on Saturday morning to attend a retirement planning seminar. The most important advice imparted by the speaker was the following: Retirees should have 2 – 3 years worth of living expenses stashed away for emergencies! Why? The reason is that it takes 3 years (on average) to recover from a bear market. What is a bear market? Think back to the Autumn of 2008, when the stock market dropped 50% over a 6 month period of time from September 29, 2008 to March 5, 2009. That was the beginning of the bear market. The speaker said that it usually takes about 3 years for the economy to recover from a bear market. Therefore, it is crucial to retirees’ survival to have 2 – 3 years of living expenses to pay bills, and stay afloat. If a retiree has to spend down their retirement accounts to pay bills, they may have to sell stocks or mutual funds at depressed prices. In farmer parlance, that is called “eating your seed corn.”

Where To Stash Emergency Fund?

When saving for the emergency fund, the speaker advised safe bank accounts insured by the FDIC. Brick and mortar banks pay less interest than online banks, but pre-retirees and retirees are most likely more comfortable with brick and mortar banks. It is reassuring to know we can reach our brick and mortar bank in a few minutes, and access our funds.

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Squats + Shoulder Presses = Total Body #Workout! #health #healthy

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I used to work with a young man who had a sideline business as a personal trainer. He told me that the best exercise anyone can do is squats. Squats work our largest muscles, which are our leg muscles. When we workout our leg muscles, it burns the most amount of fat. Therefore, at least twice per week, I do 3 sets of 10 squats. To work my upper body, I hold 3 pound weights and do shoulder presses when I stand up. The effect is a total body workout! In between the squats, I walk to give my muscles a break. It’s an efficient use of time because it only takes a few minutes, and an effective workout because it works the largest muscles. My goal is a 30 minute workout, which includes the 3 sets of squats and walking. Let’s get healthy at The Fifty Plus Network!

Of course, check with your doctor before beginning any exercise program. Alert1 Medical Alert Systems has a variety of senior care technology products to alert your loved ones or 911 if you have a medical emergency.

If you are over 50, have you discovered health and exercise tips? If so, please share your tips by joining us at thefiftyplusnetwork.com!

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Stretch Your Body! Move Your Body! Otherwise … #health #healthy

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For new retirees, one of the most important activities to incorporate into your TDS is exercise. Why? If you are spending more time around the house, chances are you are less physically active than you were when you were working. Less physical activity leads to stiff joints. Stiff joints lead to pain. What’s the solution? Move your body! Start with daily stretching. Stand up, spread your feet about 2 feet apart, and raise your hands as high in the air as you can. Feel the stretch from your fingertips all the way down to your toes! Hold the stretch for 30 seconds. Then, bend over at your waist and try to touch your toes. If you cannot reach your toes, do the best you can. Hold the stretch for 30 seconds. For 7 early morning stretches, click here. After stretching, it’s time for a 10 minute walk to get your juices flowing! If you can go outside for your walk, great! If not, walk around your home, or up and down the stairs. You can even walk in place while watching TV! We try to walk for at least 10 minutes after every meal. Walking after every meal provides 3 benefits:

  1. Walking helps with food digestion
  2. Walking increases metabolism
  3. Walking burns calories

Before starting your walk, make sure your ankles are flexible and strong by performing the following ankle stretch:

Of course, check with your doctor before beginning any exercise program. Alert1 Medical Alert Systems has a variety of senior care technology products to alert your loved ones or 911 if you have a medical emergency.

 

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Consider #RealEstate for Your Next #Career or #Business! #over50 #50plus

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Do you like looking at houses? Do you keep track of the good schools in your town or city? Are you aware of the good neighborhoods and not-so-good neighborhoods in your city or town? When you see a home for sale or a new residential development, are you curious about the asking prices for the home(s)? If you answered yes to any of these questions, real estate might be a good career or business choice for you! According to CNN Money, the U.S real estate market is hot again! Interest rates are still low, and unemployment is at a 10-year low of 4.5%. This might be the perfect time to consider a career or business in real estate. Typically, when we ponder a career in real estate, we automatically think “real estate agent.” However, there are many different types of careers or businesses in the real estate industry, such as:

  1. property manager
  2. rental manager
  3. real estate investor
  4. real estate analyst
  5. property maintenance (cleaning, painting, repairing, installing)
  6. home inspector
  7. mortgage broker
  8. insurance agent

Some of the aforementioned careers or businesses require a license or certification. Other careers or businesses require no official credentials, such as property management, rental manager, and real estate investor. “Over50” individuals have decades of experience, which can be the most important factor when considering a career or business in real estate. To determine if real estate is the right business for you, click here. To learn more about career opportunities in real estate staffing, consulting, mergers and acquisitions, click here.

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