3 #TravelTips for #Over50 #Travelers! #over50travel #travel

When we were young and newly married, we visited Virginia Beach at least once per year, sometimes twice per year! Virginia Beach was and is a magnet beach spot for young folks! Even though we are now over 50, we still enjoy visiting Virginia Beach. We just have to take certain precautions to ensure our “comfort.” We love the Hilton brand, so we usually stay at a Hilton hotel when we travel. When we were in our mid 40s, we stayed at the Hilton Oceanfront when it was a brand new hotel in the center of Virginia Beach! We were excited about being among the first to experience the new Hilton. As we started to wind down after we checked in, we noticed the Sound Stage next to the hotel. For some reason, we weren’t concerned about it until we were ready to go to sleep around 10pm. At that point, we realized we were no longer “spring chickens.” We were irritated that our sleep pattern was being disrupted!

So, our first bit of advice to our “over 50” nation … book a hotel that is not in the center of all the action! Typically, when you make a reservation, you are not thinking about the amount of noise present, or an entertainment venue might be next door. In our opinion, the hotels on the northern part of the beach are quieter.


Our second travel tip for “over 50” travelers has to do with the hotel floor selection. When we visited New York City during the holidays, we stayed at the Hampton Inn Times Square. The price was right, and we love the free breakfast! However, when we checked in, the front desk gave us a room on the 29th floor! At the time, we were tired and not thinking well, so we accepted the room on the 29th floor. To learn what happened in the middle of the night on the 29th floor, click here.


Our third travel tip for “over 50” travelers has to do with our health … stay hydrated! We just learned that one of our uncles was recently in the hospital for 3 days because he was traveling and not drinking water on a regular basis. He developed a kidney infection that affected his blood sugar and blood pressure. He didn’t want to drink alot of water because he didn’t want to stop every hour for a bathroom break.

To summarize our 3 travel tips for over 50 travelers:

  1. Search for accommodations that are away from the center of activity
  2. Request a hotel room on the 7th floor or below
  3. Stay hydrated by drinking plenty of water

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Take #SocialSecurity Early or Wait??? #retire #retirewell #retirement

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If you are approaching or already over 50, you have probably given some thought to your retirement finances. Social Security is typically one of the first sources of retirement income that comes to mind. When it comes to Social Security, a financial question that arises is which of the following 3 options to choose:

  1. Take Social Security early at age 62
  2. Take Social Security at your full retirement age (FRA)
  3. Take Social Security at age 70

Whenever we meet someone who is clearly over 50, or already retired, we ask their opinion. At a recent holiday gathering, we met a 70 year old gentleman who knew my parents. As we began to chat, he mentioned that he retired at age 56, and never looked back! My interest peaked, and I asked how he was able to retire so early. He said rental income from investment properties enabled him to retire early. He also mentioned that as soon as he reached age 62, he claimed his Social Security. I asked why he didn’t wait until his FRA. He said he calculated that his “break-even point” at age 78. I asked what he meant by a “break-even point,” and he said that if you live beyond your break-even point, you began to lose money compared to waiting to claim Social Security at your FRA. Based on how long males live in his family, he didn’t know if he would live beyond 78. In addition, he wanted to receive the Social Security checks while he was young enough to travel, socialize, and enjoy quality of life.

Several years ago, I worked for a gentleman who was clearly in his 60s. He told me that he began collecting his Social Security at age 62, even though he planned to work another few years. I asked him if the penalty for continuing to work was prohibitive. He said no. He said he ran the numbers, and by investing his Social Security check every month, he more than made up for the “continuing to work” penalty and the reduction for taking his Social Security early. The financial media and the Social Security Administration encourage Americans to wait for their full retirement age to claim, but each of us has to “run the numbers,” assess our financial situation, and make our own decision.

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Campus Life Makes Us Feel #YoungatHeart! #over50 #younger #50plus

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On an overcast Autumn afternoon, we attended the last football game of the season for our college football team! Visiting our alma mater’s campus in our 50s made us feel invigorated! The football stadium has been refurbished due to an influx of funds from CapitalOne. The athletics program was in the ACC, and now in the Big 10! We gets lots of questions about the university’s decision to move from the ACC to the Big 10. We believe the decision was about money and resources. Several years ago, the athletic program was in financial difficulty. The move to the Big 10 gave us access to financial resources and the students can use library resources and take classes at all of the the Big 10 unversities! It’s a win-win for everyone except our football team LOL! One downside we have noticed is that the Big 10 offensive and defensive lineman are much bigger than the ACC lineman! It will take several years of recruiting to beef-up our offensive and defensive lines!


As we walk around campus, remembering old buildings and seeing lots of new construction, brings back a flood of memories … What was once a parking lot is now a new building! We pass by the dormitories where we recall lots of dorm parties! Cole Field House used to hold the basketball games, but is now the Student Union building. The basketball team now plays at Comcast Center.


Being around young people makes us feels young! Their energy and excitement about the future is contagious! It forces you to remember your own youth, goals and aspirations. Think back … did you accomplish all of the goals you set when you were in your early 20s? If not, why not? If the goal is still important to you, why not pursue it in your 50s or 60s or 70s?


When you are in your early 20s, your whole life is ahead of you. You don’t spend much time thinking about obstacles, or limitations. You feel invincible, like nothing can stop you. Remember how good that felt? Visiting your alma mater may shake something inside of you. It may encourage you to pursue a passion you had as young adult!

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#Healthy Eating Improves #Health! #healthyeating #healthyeats #healthyliving

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What we put in our mouths and eat is one of the most important aspects of our health. Numerous studies have shown that controlling our intake has a very positive affect on our health! So why not control what we eat and how much we eat?! As we age, our digestive system slows down, so we may not be able to eat the rich and spicy foods we used to eat. We have made a conscious effort to limit our calories, and eat low fat, low cholesterol, low salt meals. It may sound bland, but it works! One of our favorite recipes is what we call Sweet & Sour Chicken. We sautee’ cut-up chicken breast, red peppers, green peppers, onions, and for zest we add House of Tsang Stir Fry Sauce Sweet & Sour 11.5 OZ(Pack of 2).


For years, I gained a few pounds every year during the holidays. I worked at an agency where each floor would have a potluck every day during the weeks leading up to Christmas. Eating was in style, until one day a male co-worker took a photo of me leaning over and scooping some macaroni and cheese onto my plate. When he showed me the photo, I had gained so much weight that I almost didn’t recognize myself! That was a turning point for me. I began walking every day at lunchtime. It was a long, slow process to change my eating habits. This past Thanksgiving, this is what I had for my Thanksgiving feast:


I topped it off with a slice of spice cake, the one time I eat cake during the year. I am proud of my efforts and I know it is keeping me from developing diabetes and heart disease, which is prevalent in my family.

Have you had a “turning point” moment in your life that prompted you to change your eating habits? If so, share your “turning point” moment by joining us at thefiftyplusnetwork.com:

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3 Ways to Prepare 4 New President & #Economy! #business #businesstips

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No matter who you like and/or who you voted for, there will be a change at the top leadership position of the free world! That change introduces “uncertainty” into the economy and financial markets, so there will be volatility. There may be job losses in your industry based on new policies. We all must prepare for change, and here are 3 ways:

  1. Beef Up Your Emergency Fund
  2. Create an Additional Stream of Income
  3. Learn the U.S. Tax Code

Beef Up Your Emergency Fund

Try to save money wherever you can. How? Take a look at all of your discretionary spending, which is money you don’t have to spend. For example, you don’t have to buy a coffee everyday. Make your coffee at home using Mr. Coffee 12-Cup Coffeemaker, Black, SK13. Spend $25 on a coffee maker and it will pay for itself in 5 days! I am a huge proponent of taking your lunch to work every single day. For inexpensive lunch ideas, click here. Instead of drinking a soda or fruit punch with your lunch, drink water. Water is healthier and it’s FREE! Taking your lunch and drinking water will easily save $10 per day! That’s $200 per month and $2,400 per year! Your emergency fund should cover at least 6 months of expenses just in case you lose your job or incur unexpected expenses.

Create an Additional Stream of Income

Generate extra monthly income. How? Take a look at your passions and skills.

  1. What are you really good at? What do you love doing? What would you do even if you didn’t get paid for doing it?
  2. Can you provide this product or service to others, and would they pay for it?

If you have elderly or very busy neighbors, they probably need help around the house. They may need help running errands. Think of ways you can make their lives easier, and how much you can charge for that service. You can build a customer base in your own neighborhood! Minimize advertising expenses by using word-of-mouth and old-fashioned flyers! What types of services can earn extra money?

  1. Cut grass
  2. Teach classes in your area of expertise
  3. Cook meals for an elderly neighbor or client
  4. Tutor children or young adults
  5. Run errands for an elderly neighbor or client
  6. Fix computers
  7. Provide transportation to an elderly neighbor or client
  8. Program electronics such as alarm systems, cable or satellite TV, thermostats
  9. Powerwash house siding, decks, and sidewalks for homeowners
  10. Gardening (pull weeds, fertilize grass and plants, prune shrubs)

Learn the U.S. Tax Code

Donald J. Trump is our president, and the Congress (House and Senate) remain controlled by Republicans, so you can believe they will change the U.S. Tax Code to help businesses, large and small! Once you decide what type of product or service you can provide, and get paid for, form a small business. Learn about Schedule C of the U.S. Tax Code. Read it and study it, over and over again. If there are terms you don’t understand, google the terms. Read books such as Start Your Own Business, Sixth Edition: The Only Startup Book You’ll Ever Need. To save money, go to the library and borrow the business books. Make sure the books are no more than 1 – 2 years old because the Affordable Care Act has had a universal impact on the U.S. Tax Code.

To summarize, extra monthly income will help you weather the storm, no matter what policy changes occur when a new president takes office. To learn more about career and business options for folks over 50, click here.

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#Over50 #Skincare! #beautyover50 #over50beauty #beauty

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The temperatures are falling in the Mid-Atlantic area of the U.S. If you are approaching or over 50, and have dry skin, my dermatologist says the skin develops microscopic cracks in colder weather. Therefore, we need to take extra time to apply oils and moisturizers that protect our skin. Before I hit my fifties, I never noticed my skin getting drier in the Autumn and Winter months. Now, as soon as the temperatures drop in Autumn, my lips, hands, feet, and scalp are drier! I even have to use OLIVE SWEET OIL W/DROPPER 1 OZ since my ear canals get very dry! Just before going to bed, I use Body Wonders Castor Oil, Hexane Free for Healthy Hair, Skin and Nails, 16 fl oz / 473 ml on my hands, feet, elbows, and knees. For my lips, I keep Chapstick Classic Medicated Lip Balm, 0.15 Ounce, 3 Count with me at all times! After my morning shower, I absolutely love The Body Shop Body Butter, Shea, 6.75 Ounce (Packaging May Vary)! It is thick and creamy; it smells delicious; and it keeps my body soft and supple!

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Williamsburg’s New Town! #retire #retirement #williamsburg

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Join us at thefiftyplusnetwork.com as we explore a new retirement community in Williamsburg, Virginia … It’s called Williamsburg New Town! New Town is a brand new community built on 365 acres of bucolic countryside in Williamsburg, Virginia U.S.A. It has homes for singles, families, and retirees, as well as medical facilities, restaurants, and entertainment venues. We ate dinner at the Bonefish Grill seafood restaurant, and then took a walk around the outdoor shopping promenade. Residences are within walking distance of shopping and entertainment venues. The center of the shopping area is a large fountain. To learn more about Williamsburg New Town, click here.

Williamsburg, Virginia is considered the birthplace of America. The first immigrants to America arrived at Jamestown in 1607. The Jamestown Visitor Center takes you back in time to the arrival of the first Europeans and Africans. Williamsburg also has other attractions such as:

  1. Colonial Williamsburg
  2. Busch Gardens
  3. Water Country USA
  4. Outlet Shopping

If you are looking for a retirement home, consider Williamsburg. It is a slower pace, the people are very friendly, the food is excellent, and it is visually appealing!

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Canned Foods May Increase Blood Pressure! #over50 #health #healthyliving

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For the past 2 years, I have had difficulty controlling my blood pressure. When I am stressed, it spikes. I thought it was job stress. When my doctor recommended blood pressure medication, that’s when it became serious for me. When I went to the pharmacy to fill the prescription, the pharmacist requested to speak with me about the medication, which was unusual. Never before had a pharmacist requested to speak to me about a medication! The prescription was for 10mg of Amlodipine. The pharmacist asked about my blood pressure, and I told him what I had experienced over the last couple of years. He cautioned me that Amlodipine was a “calcium channel blocker,” which opens the arteries to improve blood flow. The most important statement he made to me was that once you start taking these types of drugs, you cannot get off. My doctor told me that I may only have to take the Amlodipine for 6 months, until my blood pressure stabilized. The pharmacist also told me that Amlodipine has 3 side effects:

  1. Dizziness upon standing up
  2. Swollen ankles or swollen lower legs
  3. Lack of energy

I told the pharmacist that it was always important to me to avoid having to take any medication on a regular basis. He responded that I needed to be very aware of my diet. He mentioned that canned foods have lots of sodium and preservatives that can increase my blood pressure. BINGO! For the last few years, I have been eating canned beans everyday for lunch and dinner. My reason was to add fiber and protein to my diet, and to lose weight. The beans helped me to meet both goals. However, I failed to notice the amount of sodium per serving.

The FDA recommends no more than 1,500 mg of sodium per day. When I added up my sodium intake per day, it was 2,000 mg! I was shocked and relieved. Now, I had the answer to stabilizing my blood pressure without taking medications. My daily goal is to cut my sodium intake in half, so I am cooking Bulk Dried Navy Beans – Non GMO (Three Pounds) myself instead of buying them in a can. I cut my daily Special K Cereal, Original, 18-Ounce Boxes (Pack of 3) breakfast to one cup of cereal instead of 2 cups. Even the 2% Lactaid milk has 125 mg of sodium per cup! I am looking at the label of everything I eat to make sure I stay below my daily goal! I am determined to avoid having to take blood pressure medication. Join us at TheFiftyPlusNetwork as we get healthy!

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Getting #Married Again? Consider #Prestonwood #CountryClub! #wedding

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If you are over 50, you may be in a “mature” relationship and considering marriage … If so, consider Prestonwood Country Club in Cary, North Carolina! We were invited to a family wedding at Prestonwood, and used the opportunity to tour the Research Triangle area. Since we are over 50, we always like to do a drive-by to make sure we know where we are going before the scheduled event. So, we took a scenic ride through the famous hi-technology corridor. Since we are both techies, we really enjoyed driving past the corporate facilities for companies such as Biogen, Cisco, Lenovo, Delta Products, and FujiFilm. This area of North Carolina is so green and pretty … lots of Crepe Myrtle trees blooming, perfectly manicured greens, clean and well-maintained roadways. When we arrived at the Prestonwood Country Club, we were amazed at the visual! The buildings and the grounds are extraordinary!

As we drove around to the back of the buildings, we spotted the golf course, which was breathtaking!

This is our first taste of country club living! Perfectly manicured grounds, golf course, tennis courts, and a beautifully-decorated Grand Ballroom await! The Grand Ballroom seats up to 350 people, and most of the seats were filled. We all wondered if the bride would come down the winding staircase …

To our surprise, the bride entered from the back of the ballroom. We know it must be difficult to navigate the winding staircase in a wedding gown with a long train! The dining room was beautifully decorated. Another winding staircase was the perfect backdrop for the bride and groom to surprise us by popping up from behind the stairs and descending down the stairs holding hands!

To round out the evening, the brother of the groom delivered a very funny wedding toast!

Attending a wedding at a country club was a new experience for us. We were wide-eyed and excited about our new experience, and especially happy to share our family’s very special wedding day!

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5 Ways the #Ocean is a Natural #Healer! #over50 #health #healthy

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I fell in love with the ocean when I was a child. Both of my parents enjoyed trips to the beach, so we went often. Whenever I feel stressed, I do my best to get to the ocean! The first mesmerizing vision is the way the ocean extends to the horizon … as far as the eye can see, whether you are looking straight ahead, to the left, or to the right, there is nothing but a huge mass of moving water. Focus on the waves coming ashore, and how the water moves back into the ocean … rhythmically … moving back and forth … back and forth … It is so powerful and encompassing …

My second observation is the sound of the ocean. Close your eyes and listen to the waves … it is constant, never ending …

My third reason for loving the ocean is the smell of salty wind blowing through my hair! Salt is a natural healer. When I have a sore throat, I gargle with salt water. When my sinuses are congested I use SinuCleanse Nasal Wash System, Plastic Neti Pot With Salt Packets to naturally clear my sinuses.

My fourth and favorite ocean sensation is digging my fingers and toes into the sand! It reminds me of being a kid and playing in the sand! Remember when you would sit on the beach and your friend or sibling would try to cover you with sand? The sand is a natural remedy for rough skin. Rub some sand on your hands and feet and watch how soft they feel afterwards!


My fifth way to absorb the benefits of the ocean is to taste the fresh seafood that comes from the ocean! We see fisherman casting their lines to catch their breakfast or dinner. The ocean yields an abundance of nutritious seafood such as fish, clams, oysters, scallops, lobster, shrimp,and many more!

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