Tag Archives: men over 50

What to Do About Choppy #StockMarkets! #retired #retirement #over50 #50plus

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If you are retired, or within a few years of retiring, the recent volatility in the stock market must be unnerving … Retirees depend on their savings and investments to fund their lifestyle. Any risk to their nest egg raises red flags! For years and years you work to save for retirement, and one stock market crash can cut in it half! What to do?

  1. Don’t panic and sell into the crash. Remember — a loss is not a loss until you sell.
  2. Think long-term. It may take years to recover from a stock market crash, but as Mitt Romney said, “the market always comes back.”
  3. Calculate your annual living expenses and make sure you always have 2 – 3 years of living expenses saved in an FDIC-insured account.

We are old enough to remember the stock market crash of 1987. We were just starting out in our careers. On Monday, October 19, 1987, my husband called me around 4pm in the afternoon. He whispered to me, “the stock market lost over 500 points on the Dow.” The Dow Jones Industrial Average was only 2,246 points prior to the crash, so a loss of 500 points was a significant loss! At that time, we had a retirement account invested in Legg Mason Value Trust, a mutual fund. The mutual fund lost a third of it’s net asset value on that day. We panicked and sold the mutual fund the next day. We learned a valuable lesson: Stick it out because eventually the market will recover. To learn more about mutual fund investing, click Bogle On Mutual Funds: New Perspectives For The Intelligent Investor (Wiley Investment Classics).

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Do You Take Your Daily #Vitamins? #health #healthy #healthtip #healthtips

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When I was working, I took my daily vitamins every morning before going out the door. When my schedule changed, it disrupted my routine. I started forgetting to take my vitamins, and if I did take them, I couldn’t remember that I took them! When I had my recent annual physical, my neglect showed up in my blood test results: low vitamin D, low vitamin B, low iron … An alarm went off inside my head! Now that I have an iPhone, I setup alerts using the Reminder tool. Next, I checked my Nutrilite Daily Multivitamin to make sure it had 100% of the vitamins and minerals I need.

I have heard doctors say that there is no evidence that vitmains help, but I have all of the evidence I need. My doctor wants to see me again in 6 weeks, so I must be vigilant about taking my vitamins every single day! Have you taken your vitamins today?

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#Retirement is #Walking Around the #Lake on #Weekdays! #retireyourway

Retirement gives you the freedom to schedule activities during non-peak times. For example, the lake is very popular on the weekends. The narrow walkway is filled with joggers, bicyclists, strollers, dogs, children, and their parents. However, on the weekdays, the walkway is wide open! You can walk with your arms extended and open to the awesome nature surrounding you! After working for decades, your body clock is so tuned to postpone activities until the weekends. Once you retire, it seems like a revelation when you can schedule recreation on the weekdays. You feel like you’re playing hookie! Years ago, I read the book Men Are from Mars, Women Are from Venus: The Classic Guide to Understanding the Opposite Sex,which said that connecting with nature is an excellent way to reduce stress. Paraphrasing John Gray, “nature absorbs your stress.” One of the most special retirement moments is the moment when you realize you can schedule fun activities on weekdays!

While driving around Newport News, Virginia, we discovered City Center at Oyster Point! It was Memorial Day weekend and the Navy band was performing near a gorgeous lake! We took a nice, relaxing walk around the lake a enjoyed the free concert!

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#Retirement is Taking Leisurely #Walk After Dr’s Appt! #retired #retireyourway

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American employers typically provide 2 weeks of vacation and 1 week of sick leave in benefits packages. If you have a doctor’s appointment, you need to use leave to go, which means at least a few hours away from the job. I usually made my doctor’s appointments in the morning, so that I could work about 5 hours in the afternoon. Rush hour traffic, waiting for the doctor to see me, ate into my leave, which caused a little stress/tension. The old saying “time is money” was always present. As soon as my appointment was over, I would rush to my car, and head to work. If I had to drive downtown for my appointment, it made for an extra long day. Now, when I have a doctor’s appointment, I can actually enjoy the surrounding area! For instance, I just had a mammogram in a suburban office park. For the first time in my life, I left the appointment and took a leisurely walk around the block. It’s early Autumn so the flowers are still blooming. Office parks usually have very nice landscaping, so I admired all of the lovely combinations of evergreens, coleus and flowers!

During the past few years, doctor’s appointments have made me a little anxious. Not that I am over 50, I must be afraid of what I am going to learn! Taking a leisurely walk after the appointment helps calm my body … The bright yellow Chrysanthemums bring a smile to my face!

Walking is fantastic exercise, and it’s free! It’s good for our cardiovascular system, and builds muscles in our lower bodies. Our primary focus at The Fifty Plus Network is health and wellness. Follow our Healthy Lifestyle board on Pinterest below.

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7-Step #Vacation Strategy for No #Weight Gain! #weightmanagement #weightloss

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We just returned from vacation and the first thing I did the following morning is get on the scale! Vacation offers lots of opportunities to overeat, especially when dining at all-you-can-eat restaurants. For years, I gained weight during every vacation, but now I have a 7-step “no weight gain” strategy that works!

  1. Eat 2 meals per day instead of 3 meals
  2. Start breakfast with a bowl of oatmeal
  3. Top off breakfast with fruit
  4. Minimize carbohydrates (muffins, bagels, donuts, bread)
  5. Minimize breakfast meats (bacon, sausage)
  6. Snack on fruits and a handful of nuts for lunch
  7. For dinner, eat fish and vegetables with minimal carbohydrates

The Cafe Amalfi Restaurant at Hilton Beach Club offers a breakfast buffet for $17, which includes everything! I begin each breakfast with a large bowl of oatmeal (with raisins and a teaspoon of brown sugar), which provides fiber for “regularity.” For those of us who are over 50, staying “regular” while on vacation is a top priority! The buffet includes omelets, so I order an “eggbeaters” omelet with green pepper, onions and tomatoes (no meat or cheese). I love muffins but they are high calorie carbs, so I eat half a muffin. I estimate half a muffin at 150 calories, so I know I need to work off 150 calories that day. I top of breakfast with fruit, such as red, sweet, juicy watermelon!

I skip a formal lunch, but when I get hungry in early afternoon, I snack on a banana (for pottasium) and handful of heart-healthy cashews. For dinner, I eat fish, such as salmon, haddock, grouper, red snapper, or scallops. Vegetables such as broccoli, spinach, and salad provide nutrients and fiber. I love bread, so I eat it in “moderation” at dinnertime. As soon as we get back to the hotel, we exercise! Walking and riding stationary bike works off the bread calories!

If you are over 50 and have discovered tips for weight management during vacation, please share your tips by joining us at The Fifty Plus Network:

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Enjoy Peaceful Bliss at the Beach! #over50 #travel #retireyourway

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It’s the day after the Memorial Holiday weekend in Virginia Beach, Virginia. One would think the beach and beachtown would still be overflowing with vacationers, however it is surprisingly very peaceful … Why? The weather is cloudy with a light rain … a perfect opportunity to enjoy peaceful bliss at the beach! Listen to the waves crash on the shore. Listen to the seagulls chirp. Feel the ocean breeze on your face and in your hair. Look at how far and wide the ocean extends … as far as the eye can see … Stretch out your arms and see if you can match the vastness of the ocean. The ocean is a natural stress reliever. If you are unable to travel to the beach, take a virtual trip to the beach! Watch and listen to the beach video below …



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Stretch Your Body! Move Your Body! Otherwise … #health #healthy

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For new retirees, one of the most important activities to incorporate into your TDS is exercise. Why? If you are spending more time around the house, chances are you are less physically active than you were when you were working. Less physical activity leads to stiff joints. Stiff joints lead to pain. What’s the solution? Move your body! Start with daily stretching. Stand up, spread your feet about 2 feet apart, and raise your hands as high in the air as you can. Feel the stretch from your fingertips all the way down to your toes! Hold the stretch for 30 seconds. Then, bend over at your waist and try to touch your toes. If you cannot reach your toes, do the best you can. Hold the stretch for 30 seconds. For 7 early morning stretches, click here. After stretching, it’s time for a 10 minute walk to get your juices flowing! If you can go outside for your walk, great! If not, walk around your home, or up and down the stairs. You can even walk in place while watching TV! We try to walk for at least 10 minutes after every meal. Walking after every meal provides 3 benefits:

  1. Walking helps with food digestion
  2. Walking increases metabolism
  3. Walking burns calories

Before starting your walk, make sure your ankles are flexible and strong by performing the following ankle stretch:

Of course, check with your doctor before beginning any exercise program. Alert1 Medical Alert Systems has a variety of senior care technology products to alert your loved ones or 911 if you have a medical emergency.

 

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5 Tips for Successful #ProjectManagement! #careeradvice #careers

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If you are over 50, you may be at the peak of your career. The most successful Project Managers have years of experience under their belts. They have seen it all! A successful Project Manager always shows appreciation and gratitude to his team for a job well done! How do you successfully manage a project to achieve the desired results? We have 5 tips:

  1. Pick a Great Team
  2. Manage Your Budget
  3. Understand Your Customer’s Needs
  4. Manage Your Schedule
  5. Manage Risks

How to pick a great team?

Focus on skills and personality. Team cohesion is critical. The Myers Briggs Type Indicator will help you adjust your management style based on a team member’s personality.

How to manage your budget?

Closely track expenses on a regular basis. The Earned Value Management System (EVMS) integrates costs, schedule, technical accomplishments and risk on a project. It can be painful, but it forces adherence to available resources.

How to understand your customer’s needs?

Maintain close and regular contact with your customer. Using the Agile Methodology incorporates periodic demonstrations and customer feedback.

How to manage risks?

Identify all possible risks and develop plans to mitigate each risk. Risk management sounds boring and unnecessary because you are planning for something that may never happen. However, if catastrophe strikes, you must be prepared!

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5 Steps to Take Control of Your Medical Care! #health #healthy

Doctor and Patient [Photo Courtesy: http://commons.wikimedia.org]

If you are in your 50s, you have seen many doctors in your lifetime. The 50s are a critical decade because that is when the “chickens come home to roost.” If you have been health-conscious all of your life, maybe you can escape your 50s without too many medical problems. However, if you are like most people, and you ate what you wanted, drank what you wanted, and never got enough sleep or exercise, chances are you will experience a medical warning in your 50s! Washington Post contributor Sandra G. Boodman wrote an excellent article on examples of medical mysteries that occur for various reasons. She listed the following steps to reduce your chances of becoming a medical mystery:

  1. Get a Copy of Your Medical Records
  2. Be Persistent and Follow Up
  3. Don’t Go Alone
  4. Come Prepared
  5. Trust Your Instincts

Medical Records

When my gynecologist retired a few years ago, I asked for a copy of my medical records to give to my new gynecologist. I had been seeing my old gynecologist since I was 16, and when he gave me my medical records, there were only 3 – 4 pages! I asked him about the rest of the records, and he said there would be a $50 charge for him to copy  all of my medical records. I felt it was very important for my new gynecologist to see my entire medical history, so I paid the $50 and gave the big stack to my new gynecologist so she could determine what was important for her to keep.

Be Persistent

Whenever I get bloodwork or any laboratory tests performed, I call in a few days and ask for a copy of the results. My spouse is just the opposite, who figures if there is anything wrong, the doctor’s office will call. According to Ms Boodman’s article, this is not always the case. I have had to “encourage” my spouse to be more proactive and follow up with the doctor’s office for test results.

Don’t Go Alone

I am a very independent person, so I have never thought twice about going to the doctor’s office alone. However, now that I am in my 50s, I realize that it is very important for someone else to know my medical history. A medical emergency can occur, and someone else needs to know what medications you take on a regular basis, and an overview of your medical history.

Come Prepared

Since you only get a few moments with your doctor, it is important to make the best use of your time! Before your appointment, make notes about your questions, symptoms and concerns. After your appointment, jot down the doctor’s answers to your questions, so that you won’t forget! Also, take a copy of your medical records and/or lab test results that you think may be related to your medical concerns.

Trust Your Instincts

If you have a gut feeling that something doesn’t seem quite right, get a second opinion! Listen to your intuition! The Internet is a valuable resource. I use it to search for prescription drug side affects. If I plan to see a new physician, I search the Internet for reviews. When I needed to have surgery, I searched for the top surgeons in my geographic area. Two names popped up and I searched for reviews on their names. One of the surgeons had hundreds of online reviews attesting to his bedside manner, his willingness to answer questions, and his follow-up after surgery. I met with 3 surgeons, one of whom was world-renowned, one at Johns Hopkins University, and the one I found on the Internet. The world-renowned surgeon was in his late 70s and was not willing to answer questions. The surgeon at JHU was recommended by my spouse’s co-worker, who recently had surgery. He was nice enough and answered my questions, but he didn’t have the number of surgeries under his belt. The medical literature stresses that the number of medical procedures a surgeon has performed is an important evaluation factor. The surgeon I found on the Internet, who was listed in Washingtonian Magazine’s Top Doctors, met all of my requirements. He had performed more than 3,000 surgeries, had excellent bedside manner, and answered all of my questions without rushing me. My instincts told he that he was the one! Now that several months have passed since my surgery, I am extremely happy with my decision!

For more details on taking control of your medical care, click here. Join us at thefiftyplusnetwork.com as we take more control over our medical care!

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3 Reasons to Visit #Historic Places in Your #Hometown! #over50 #travel

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Do you like to travel? Most of us do! Have you ever thought about visiting historic places in your own hometown? Why would you do so? We have 3 reasons:

  1. Educational and Cultural Experience
  2. Inexpensive
  3. Time-Efficient

Educational and Cultural Experience

All cities and towns have historic sights … you just have to look for them. Start with the Wiki page for your city or hometown. It will provide the history for your area, and it will identify interesting historic sights to visit. It is an opportunity to learn something new and grow new brain cells!

For instance, the Wiki page for the Church of the Ascension and Saint Agnes indicates that the church was built in 1874. Imagine what the country was like in 1874, 9 years after the end of the Civil War. It gives you a perspective on life and where you are today!

Inexpensive

If you are visiting historic sights in your own city or hometown, transportation costs are minimal because you are driving or using local transportation. You may have to buy a ticket to tour the historic sight. If you are a senior citizen, ask for a senior discount!

The cobblestone streets and historic buildings near the historic statehouse provides a quaint and peaceful environment to explore … perfect for over 50 travelers.

Time-Efficient

If you are visiting historic sights in your own city or hometown, it should take less than 1 hour to arrive. Become a tourist in your own city or hometown!

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